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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,223 | $99,994-59.8% | $146,643-72.6% | $85,847-53.1% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 19.41% | 18.93%+0.5pp | 22.75%-3.3pp | 318.61%-299.2pp |
| Employer contribution / active EE | $3,297 | $2,559+28.8% | $4,137-20.3% | $2,565+28.5% |
| Participant deferral / active EE | $3,698 | $4,006-7.7% | $5,506-32.8% | $3,952-6.4% |
| Admin fee / account holder | $1,742 | $7,703-77.4% | $10,280-83.1% | $6,261-72.2% |