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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,456 | $91,537-47.1% | $130,045-62.7% | $75,173-35.5% |
| Participation rate | 96.8% | 71.5%+25.3pp | 78.5%+18.3pp | 67.2%+29.6pp |
| Annual return | 16.69% | -631.55%+648.2pp | -137.30%+154.0pp | 160.72%-144.0pp |
| Employer contribution / active EE | $4,001 | $2,845+40.6% | $4,321-7.4% | $2,671+49.8% |
| Participant deferral / active EE | $4,938 | $4,343+13.7% | $5,820-15.1% | $4,126+19.7% |
| Admin fee / account holder | $1,132 | $6,780-83.3% | $10,600-89.3% | $5,651-80.0% |