Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $16,912 |
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $13,260 |
AZALEA ADMINISTRATION LLC4 years Filed as: AZALEA ADMINISTRATION, LLC Service code 13 P.O. BOX 180293 · MOBILE, AL 36618 | Contract Administrator | $6,979 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,662 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,345 | $78,636+17.4% | $105,607-12.6% | $74,459+24.0% |
| Participation rate | 39.7% | 72.8%-33.1pp | 75.3%-35.6pp | 67.2%-27.5pp |
| Annual return | 10.34% | 15.96%-5.6pp | 116.11%-105.8pp | 1369.70%-1359.4pp |
| Employer contribution / active EE | $631 | $2,523-75.0% | $3,167-80.1% | $2,626-76.0% |
| Participant deferral / active EE | $2,018 | $4,322-53.3% | $5,011-59.7% | $4,350-53.6% |
| Admin fee / account holder | $420 | $2,220-81.1% | $10,958-96.2% | $1,945-78.4% |