Retirement plan

SOUTHEAST WOOD TREATING , INC. 401(K) PLAN

Name: SOUTHEAST WOOD TREATING , INC - SOUTHEAST WOOD TREATING , INC. 401(K) PLAN (2018) Form 5500
Creator: SOUTHEAST WOOD TREATING , INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SOUTHEAST WOOD TREATING , INC. 401(K) PLAN, SOUTHEAST WOOD TREATING , INC

SOUTHEAST WOOD TREATING , INCEIN 63-0784184Plan #002PY 2018

3077 CARTER HILL ROAD - MONTGOMERY, AL 36111334-269-9663southeastforestproducts.comLinkedIn51-200 employeesbuilding materials

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$4.9M

-12.4% from 2017

Total participants

159

-15.9% from 2017

Average account balance

$54,367

-5.6% from 2017

Annual return

-5.27%

-19.86 pp from 2017

Benchmarks

See 1,976 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,976 peers

Snapshot2018

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$7.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$109K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

50.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$301K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.42%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$12982

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

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Service providers

Top 7 by compensation

Provider	Service type	Compensation
RETIREMENT STRATEGIES, INC.4+ years Service code 13 229 FURY'S FERRY ROAD, SUITE 131 · AUGUSTA, GA 30907	Contract Administrator	$5,061
GREAT-WEST LIFE & ANNUITY INSURANCE4+ years Filed as: GREAT-WEST LIFE & ANNITY INS Service code 64 · EIN 84-0467907	Recordkeeping Fees	$1,199
MERRILL LYNCH PIERCE FENNER & SMITH4+ years Filed as: MERRILL LYNCH LIFE AGENCY INC Service code 55	Other Commissions	$833
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$763
TD AMERITRADE, INC.3+ years Filed as: TD AMERITRADE INC Service code 33 200 S 108TH AVENUE · OMAHA, NE 68154	Securities brokerage	$370
MERRILL LYNCH PIERCE FENNER & SMITH4+ years Filed as: MERRILL LYNCH LIFE AGENCY Service code 55 1215 4TH AVE 26TH FL · SEATTLE, WA 98161	Other Commissions	$0
TD AMERITRADE, INC.2 years Service code 33	Securities brokerage	$0

Plan features & details

Pension benefit codes2E2F2G2T2J2K3D3H2R

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$2K

$19 / participant

Contract admin$2K100.0%

% of EOY assets

0.049%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CARR, RIGGS & INGRAM, LLC
Auditor EIN: 721396621
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$54,367

$58,083-6.4%

$80,019-32.1%

$56,287-3.4%

Participation rate

48.1%

73.6%-25.5pp

75.8%-27.7pp

69.9%-21.8pp

Annual return

-5.27%

34.61%-39.9pp

11.22%-16.5pp

-9.96%+4.7pp

Employer contribution / active EE

$867

$1,932-55.1%

$2,468-64.9%

$2,111-58.9%

Participant deferral / active EE

$2,569

$3,135-18.1%

$3,686-30.3%

$3,350-23.3%

Admin fee / account holder

$27

$623-95.7%

$6,521-99.6%

$521-94.9%

Provider

Service type

Compensation

RETIREMENT STRATEGIES, INC.4+ years

Service code 13

229 FURY'S FERRY ROAD, SUITE 131 · AUGUSTA, GA 30907

Contract Administrator

$5,061

GREAT-WEST LIFE & ANNUITY INSURANCE4+ years

Filed as: GREAT-WEST LIFE & ANNITY INS

Service code 64 · EIN 84-0467907

Recordkeeping Fees

$1,199

MERRILL LYNCH PIERCE FENNER & SMITH4+ years

Filed as: MERRILL LYNCH LIFE AGENCY INC

Service code 55

Other Commissions

$833

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Filed as: EMPOWER RETIREMENT ADVISORY SERVICE

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$763

TD AMERITRADE, INC.3+ years

Filed as: TD AMERITRADE INC

Service code 33

200 S 108TH AVENUE · OMAHA, NE 68154

Securities brokerage

$370

MERRILL LYNCH PIERCE FENNER & SMITH4+ years

Filed as: MERRILL LYNCH LIFE AGENCY

Service code 55

1215 4TH AVE 26TH FL · SEATTLE, WA 98161

Other Commissions

TD AMERITRADE, INC.2 years

Service code 33

Securities brokerage

SOUTHEAST WOOD TREATING , INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SOUTHEAST WOOD TREATING , INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion