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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,139 | $102,429+278.9% | $147,096+163.9% | $80,925+379.6% |
| Participation rate | 97.3% | 75.9%+21.4pp | 82.2%+15.1pp | 67.7%+29.6pp |
| Annual return | 23.89% | 135.02%-111.1pp | 419.75%-395.9pp | 35.65%-11.8pp |
| Employer contribution / active EE | $10,661 | $3,716+186.9% | $4,936+116.0% | $2,756+286.8% |
| Participant deferral / active EE | $9,530 | $6,649+43.3% | $8,071+18.1% | $4,299+121.7% |
| Admin fee / account holder | $4,090 | $7,957-48.6% | $13,005-68.5% | $6,940-41.1% |