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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,568 | $89,370+155.8% | $141,197+61.9% | $72,976+213.2% |
| Participation rate | 96.9% | 75.1%+21.7pp | 82.5%+14.4pp | 69.5%+27.4pp |
| Annual return | 1.05% | 111.88%-110.8pp | 71.41%-70.4pp | 81.02%-80.0pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,518 | $5,419+20.3% | $6,710-2.9% | $3,608+80.7% |
| Admin fee / account holder | $5,297 | $5,957-11.1% | $10,265-48.4% | $5,124+3.4% |