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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,492 | $98,776+121.2% | $149,745+45.9% | $79,856+173.6% |
| Participation rate | 92.3% | 75.8%+16.5pp | 82.5%+9.8pp | 69.6%+22.7pp |
| Annual return | -0.82% | 27.38%-28.2pp | 276.72%-277.5pp | 31.71%-32.5pp |
| Employer contribution / active EE | $1,750 | $3,217-45.6% | $4,646-62.3% | $2,471-29.2% |
| Participant deferral / active EE | $8,074 | $5,681+42.1% | $6,843+18.0% | $3,741+115.8% |
| Admin fee / account holder | $3,925 | $6,053-35.1% | $9,312-57.8% | $5,306-26.0% |