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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,259 | $77,817+229.3% | $123,553+107.4% | $64,173+299.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | 5.49% | 12.49%-7.0pp | 119.21%-113.7pp | 7.63%-2.1pp |
| Employer contribution / active EE | $1,738 | $3,014-42.3% | $4,628-62.4% | $2,381-27.0% |
| Participant deferral / active EE | $5,392 | $5,240+2.9% | $6,426-16.1% | $3,470+55.4% |
| Admin fee / account holder | $1,738 | $5,519-68.5% | $9,284-81.3% | $4,887-64.4% |