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| Provider | Service type | Compensation |
|---|---|---|
Service code 49 · EIN 04-1590850 | Other Services | $199,356 |
Service code 27 · EIN 26-0058143 | Advisory (Plan) | $61,036 |
RELIANCE TRUST COMPANY2 years Service code 21 · EIN 58-1428634 | Bank Trustee | $60,347 |
WELCH HORNSBY & WELCH INC5 years Filed as: WELCH HORNSBY, INC Service code 27 · EIN 63-0969069 | Advisory (Plan) | $43,386 |
HIGHTOWER ADVISORS LLC4 years Service code 71 · EIN 36-4500709 | Brokerage Fees | $35,908 |
OGLETREE DEAKINS4 years Filed as: OGLETREE DEAKINS NASH SMOAK STEWART Service code 29 · EIN 57-1044820 | Legal | $24,236 |
WARREN AVERETT, LLC3 years Filed as: WARREN AVERETT ASSET MGMT LLC Service code 71 · EIN 63-1229657 | Brokerage Fees | $22,338 |
Filed as: PEARCE, BEVILL, LEESBURG Service code 10 · EIN 63-0813240 | Accounting | $19,215 |
Service code 71 · EIN 63-1215730 | Brokerage Fees | $18,811 |
THE WELCH GROUP6+ years Service code 71 · EIN 63-1231262 | Brokerage Fees | $15,834 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $573,102 | $100,801+468.5% | $149,751+282.7% | $73,415+680.6% |
| Participation rate | 87.0% | 77.7%+9.3pp | 82.5%+4.5pp | 72.2%+14.8pp |
| Annual return | 15.07% | 265.34%-250.3pp | 276.71%-261.6pp | 59.30%-44.2pp |
| Employer contribution / active EE | $14,600 | $3,312+340.9% | $4,646+214.3% | $2,234+553.6% |
| Participant deferral / active EE | $8,873 | $6,404+38.5% | $6,843+29.7% | $3,806+133.1% |
| Admin fee / account holder | $742 | $181+310.2% | $9,312-92.0% | $158+369.7% |