Filings through .
2 of 18 flags tripped on the 2025 filing.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$152K in admin expenses, $387 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
20 funds of $250K or more, counting each target-date vintage; shown as 14 lines, holding $87.7M of the plan's $90.3M. Recordkeeper: Empower.
Target-date series: Schwab Target Index, mutual fund, 76% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Schwab Target Index Charles Schwab · Mutual fund Target-date, 12 vintages | $66.8M | 76.2% |
| Empower Guaranteed Income Fund Empower · Insurance contract Recordkeeper's own fund | $8.9M | 10.1% |
| JPMorgan Large Cap Growth Fund JPMorgan · Mutual fund | $3.3M | 3.8% |
| Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund Index | $2.9M | 3.3% |
| Fidelity Mid Cap Index Fund Fidelity (FMR) · Mutual fund Index | $1.6M | 1.8% |
| T. Rowe Price Capital Appreciation Fund T. Rowe Price · Mutual fund | $981K | 1.1% |
| Dodge & Cox International Stock Fund Dodge & Cox · Mutual fund | $830K | 0.9% |
| Vanguard Windsor II Fund Vanguard · Mutual fund | $732K | 0.8% |
| MFS Mid Cap Value Fund MFS (Sun Life) · Mutual fund | $649K | 0.7% |
| Fidelity International Index Fund Fidelity (FMR) · Mutual fund Index | $297K | 0.3% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
4 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 1 fund, dropped 1 fund, likely replaced 2 funds.
| Fund | Year-end value |
|---|---|
| DroppedGalliard Stable Return Fund C | $9.6M |
| ReplacedHighSchwab S&P 500 Index Fund to Fidelity 500 Index Fund | $2.9M to $2.9M |
| ReplacedHighVanguard Mid-Cap Index Fund Admiral Shares to Fidelity Mid Cap Index Fund | $1.5M to $1.6M |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 stable value or insurance line, 1 rename.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
4 more lines and 1 more change in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 5 by compensation.
| Provider | Compensation |
|---|---|
Filed as: ONEDIGITAL Service code 27 200 GALLERIA PARKWAY SUITE 1950 · ATLANTA, GA 30339 Advisory (Plan) | $31,250 |
CARR, RIGGS & INGRAM, LLC2 years Filed as: CARR, RIGGS & INGRAM, L.L.C. Service code 10 7550 HALCYON SUMMIT DRIVE, STE 300 · MONTGOMERY, AL 36117 Accounting | $29,450 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $18,743 |
LOPER LAW LLC1 year Filed as: LOPER LAW Service code 29 452 GOVERNMENT STREET SUITE E · MOBILE, AL 36602 Legal | $13,661 |
Filed as: RESOURCES INVESTMENT ADVISORS Service code 28 4860 COLLEGE BLVD · OVERLAND PARK, KS 66211 Investment Management | $639 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
3 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025