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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,827 | $100,203+61.5% | $85,240+89.8% | $145,897+10.9% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 14.60% | 84.28%-69.7pp | 66.75%-52.2pp | 552.29%-537.7pp |
| Employer contribution / active EE | $5,307 | $3,242+63.7% | $2,735+94.0% | $4,663+13.8% |
| Participant deferral / active EE | $9,436 | $5,299+78.1% | $4,527+108.4% | $6,689+41.1% |
| Admin fee / account holder | $4,288 | $7,265-41.0% | $6,165-30.4% | $13,390-68.0% |