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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,727 | $48,053+142.9% | $84,628+37.9% | $72,975+60.0% |
| Participation rate | 75.9% | 57.6%+18.3pp | 68.2%+7.6pp | 69.5%+6.4pp |
| Annual return | 20.97% | 37.39%-16.4pp | 258.80%-237.8pp | 81.01%-60.0pp |
| Employer contribution / active EE | $3,961 | $1,602+147.3% | $2,653+49.3% | $2,440+62.3% |
| Participant deferral / active EE | $6,131 | $2,681+128.7% | $3,900+57.2% | $3,608+69.9% |
| Admin fee / account holder | $11,765 | $3,395+246.5% | $4,914+139.4% | $5,124+129.6% |