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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,207 | $196,972+96.1% | $182,262+111.9% | $198,609+94.5% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 11.84% | 158.27%-146.4pp | 140.60%-128.8pp | 202.70%-190.9pp |
| Employer contribution / active EE | $4,027 | $5,364-24.9% | $5,046-20.2% | $5,055-20.3% |
| Participant deferral / active EE | $6,351 | $8,643-26.5% | $8,276-23.3% | $6,977-9.0% |
| Admin fee / account holder | $256,713 | $18,429+1293.0% | $16,712+1436.1% | $19,030+1249.0% |