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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,076 | $165,361+44.0% | $149,715+59.0% | $158,950+49.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 19.88% | 348.24%-328.4pp | 276.66%-256.8pp | 302.91%-283.0pp |
| Employer contribution / active EE | $4,586 | $5,103-10.1% | $4,645-1.3% | $4,762-3.7% |
| Participant deferral / active EE | $7,164 | $7,182-0.2% | $6,842+4.7% | $5,983+19.7% |
| Admin fee / account holder | $1,442 | $10,808-86.7% | $9,310-84.5% | $11,248-87.2% |