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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,904 | $124,330-72.7% | $109,173-68.9% | $167,536-79.8% |
| Participation rate | 91.7% | 79.5%+12.2pp | 75.9%+15.8pp | 82.1%+9.6pp |
| Annual return | 14.49% | 26.04%-11.6pp | 25.75%-11.3pp | 478.82%-464.3pp |
| Employer contribution / active EE | $2,329 | $4,209-44.7% | $3,723-37.5% | $4,839-51.9% |
| Participant deferral / active EE | $4,755 | $5,256-9.5% | $4,654+2.2% | $6,342-25.0% |
| Admin fee / account holder | $2,006 | $7,974-74.8% | $6,755-70.3% | $12,315-83.7% |