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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,335 | $106,008-89.3% | $92,240-87.7% | $147,586-92.3% |
| Participation rate | 88.2% | 80.4%+7.8pp | 76.5%+11.8pp | 82.8%+5.4pp |
| Annual return | 27.25% | 50.05%-22.8pp | 176.29%-149.0pp | 578.59%-551.3pp |
| Employer contribution / active EE | $2,602 | $4,333-39.9% | $3,680-29.3% | $4,876-46.6% |
| Participant deferral / active EE | $4,464 | $4,478-0.3% | $3,897+14.5% | $5,439-17.9% |
| Admin fee / account holder | $511 | $6,333-91.9% | $5,194-90.2% | $10,886-95.3% |