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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,329 | $107,368-79.2% | $92,915-76.0% | $152,909-85.4% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 20.23% | 145.64%-125.4pp | 109.45%-89.2pp | 345.46%-325.2pp |
| Employer contribution / active EE | $1,553 | $4,222-63.2% | $3,653-57.5% | $4,764-67.4% |
| Participant deferral / active EE | $2,971 | $4,848-38.7% | $4,238-29.9% | $5,851-49.2% |
| Admin fee / account holder | $3,242 | $7,082-54.2% | $5,796-44.1% | $11,601-72.0% |