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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,021 | $97,732-84.6% | $83,831-82.1% | $135,380-88.9% |
| Participation rate | 83.3% | 80.0%+3.4pp | 76.1%+7.2pp | 82.6%+0.7pp |
| Annual return | -9.77% | 1287.56%-1297.3pp | 850.99%-860.8pp | 519.81%-529.6pp |
| Employer contribution / active EE | $1,848 | $4,222-56.2% | $3,631-49.1% | $4,779-61.3% |
| Participant deferral / active EE | $2,947 | $4,683-37.1% | $4,082-27.8% | $5,609-47.5% |
| Admin fee / account holder | $648 | $6,675-90.3% | $5,479-88.2% | $10,828-94.0% |