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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,884 | $48,314+5.3% | $67,561-24.7% | $80,925-37.1% |
| Participation rate | 61.3% | 66.4%-5.1pp | 72.9%-11.6pp | 67.7%-6.4pp |
| Annual return | 13.84% | 18.28%-4.4pp | 3525.44%-3511.6pp | 35.65%-21.8pp |
| Employer contribution / active EE | $1,223 | $2,022-39.5% | $2,735-55.3% | $2,756-55.6% |
| Participant deferral / active EE | $2,831 | $2,927-3.3% | $4,003-29.3% | $4,299-34.1% |
| Admin fee / account holder | $2,930 | $3,690-20.6% | $4,006-26.8% | $6,940-57.8% |