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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,745 | $158,852-90.7% | $121,220-87.8% | $135,380-89.1% |
| Participation rate | 88.9% | 79.3%+9.6pp | 71.8%+17.1pp | 82.6%+6.2pp |
| Annual return | -12.91% | -0.64%-12.3pp | 16.94%-29.8pp | 519.81%-532.7pp |
| Employer contribution / active EE | $736 | $5,666-87.0% | $4,023-81.7% | $4,779-84.6% |
| Participant deferral / active EE | $1,982 | $4,006-50.5% | $3,345-40.7% | $5,609-64.7% |
| Admin fee / account holder | $381 | $6,515-94.1% | $5,021-92.4% | $10,828-96.5% |