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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,209 | $84,708-56.1% | $75,714-50.9% | $167,536-77.8% |
| Participation rate | 52.4% | 77.8%-25.5pp | 74.8%-22.5pp | 82.1%-29.7pp |
| Annual return | 18.04% | 199.62%-181.6pp | 104.62%-86.6pp | 478.82%-460.8pp |
| Employer contribution / active EE | $639 | $3,231-80.2% | $2,744-76.7% | $4,839-86.8% |
| Participant deferral / active EE | $1,819 | $4,577-60.3% | $3,820-52.4% | $6,342-71.3% |
| Admin fee / account holder | $194 | $5,358-96.4% | $3,619-94.6% | $12,315-98.4% |