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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,747 | $46,534-14.6% | $64,097-38.0% | $75,177-47.1% |
| Participation rate | 64.3% | 65.9%-1.7pp | 72.3%-8.0pp | 67.2%-2.9pp |
| Annual return | 19.17% | 26.07%-6.9pp | 33.75%-14.6pp | 160.75%-141.6pp |
| Employer contribution / active EE | $891 | $1,976-54.9% | $2,750-67.6% | $2,671-66.6% |
| Participant deferral / active EE | $2,420 | $2,835-14.6% | $3,881-37.7% | $4,126-41.4% |
| Admin fee / account holder | $2,527 | $2,957-14.5% | $3,070-17.7% | $5,651-55.3% |