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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,271 | $88,996+127.3% | $78,004+159.3% | $138,895+45.6% |
| Participation rate | 87.5% | 74.4%+13.1pp | 69.4%+18.1pp | 79.9%+7.6pp |
| Annual return | 13.72% | 28.03%-14.3pp | 31.07%-17.3pp | 145.39%-131.7pp |
| Employer contribution / active EE | $11,266 | $2,917+286.2% | $2,469+356.3% | $4,194+168.6% |
| Participant deferral / active EE | $6,690 | $4,724+41.6% | $4,092+63.5% | $6,396+4.6% |
| Admin fee / account holder | $2,242 | $8,807-74.5% | $7,578-70.4% | $12,562-82.2% |