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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,586 | $85,790+83.7% | $67,313+134.1% | $135,380+16.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -8.48% | -0.54%-7.9pp | -4.08%-4.4pp | 519.81%-528.3pp |
| Employer contribution / active EE | $16,641 | $3,487+377.2% | $2,566+548.6% | $4,779+248.2% |
| Participant deferral / active EE | $10,045 | $4,651+116.0% | $3,568+181.5% | $5,609+79.1% |
| Admin fee / account holder | $3,598 | $6,392-43.7% | $4,507-20.2% | $10,828-66.8% |