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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,239 | $91,037+20.0% | $71,671+52.4% | $147,586-26.0% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 16.73% | 20.48%-3.7pp | 20.65%-3.9pp | 578.59%-561.9pp |
| Employer contribution / active EE | $11,778 | $3,327+254.0% | $2,460+378.8% | $4,876+141.5% |
| Participant deferral / active EE | $6,541 | $4,498+45.4% | $3,438+90.2% | $5,439+20.3% |
| Admin fee / account holder | $970 | $8,613-88.7% | $5,558-82.6% | $10,886-91.1% |