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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4+ years Filed as: MORGAN STANLEY WEALTH MANAGEMENT Service code 49 · EIN 02-6431063 | Other Services | $33,038 |
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $25,594 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,579 | $65,118-40.8% | $76,768-49.7% | $55,725-30.8% |
| Participation rate | 94.7% | 79.6%+15.1pp | 77.0%+17.8pp | 70.9%+23.9pp |
| Annual return | -5.49% | -1.27%-4.2pp | 2.43%-7.9pp | 244.93%-250.4pp |
| Employer contribution / active EE | $926 | $1,941-52.3% | $2,485-62.7% | $2,078-55.4% |
| Participant deferral / active EE | $3,397 | $3,688-7.9% | $3,852-11.8% | $3,356+1.2% |
| Admin fee / account holder | $44 | $116-62.4% | $6,675-99.3% | $115-62.2% |