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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $19,671 |
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY WEALTH MANAGEMENT Service code 49 · EIN 02-6431063 | Other Services | $19,315 |
Filed as: MORGAN STANLEY Service code 27 · EIN 26-4310632 | Advisory (Plan) | $6,131 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,024 | $63,905-45.2% | $74,184-52.8% | $57,658-39.3% |
| Participation rate | 94.3% | 79.8%+14.6pp | 76.6%+17.7pp | 70.2%+24.1pp |
| Annual return | 7.38% | 60.60%-53.2pp | 17.74%-10.4pp | 5.13%+2.2pp |
| Employer contribution / active EE | $739 | $1,840-59.8% | $2,370-68.8% | $1,974-62.5% |
| Participant deferral / active EE | $2,988 | $3,448-13.4% | $3,550-15.8% | $3,061-2.4% |
| Admin fee / account holder | $48 | $91-47.5% | $5,586-99.1% | $95-49.5% |