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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,873 | $76,407+7.2% | $150,298-45.5% | $82,448-0.7% |
| Participation rate | 64.0% | 66.4%-2.4pp | 77.8%-13.8pp | 68.1%-4.1pp |
| Annual return | 15.20% | 39.99%-24.8pp | 62.79%-47.6pp | 41.64%-26.4pp |
| Employer contribution / active EE | $1,049 | $2,614-59.9% | $4,154-74.8% | $2,551-58.9% |
| Participant deferral / active EE | $3,477 | $3,214+8.2% | $5,453-36.2% | $4,139-16.0% |
| Admin fee / account holder | $7,079 | $6,352+11.4% | $14,116-49.9% | $7,234-2.2% |