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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,117 | $67,894+194.8% | $89,340+124.0% | $82,448+142.7% |
| Participation rate | 65.7% | 64.0%+1.7pp | 69.6%-3.9pp | 68.1%-2.4pp |
| Annual return | 14.76% | 19.21%-4.4pp | 20.57%-5.8pp | 41.64%-26.9pp |
| Employer contribution / active EE | $1,105 | $1,828-39.6% | $2,231-50.5% | $2,551-56.7% |
| Participant deferral / active EE | $3,174 | $3,072+3.3% | $3,823-17.0% | $4,139-23.3% |
| Admin fee / account holder | $6,768 | $5,723+18.3% | $6,704+1.0% | $7,234-6.4% |