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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,570 | $63,809+128.1% | $81,353+78.9% | $80,935+79.9% |
| Participation rate | 80.6% | 63.9%+16.7pp | 69.5%+11.1pp | 67.7%+13.0pp |
| Annual return | 13.79% | 16.37%-2.6pp | 24.82%-11.0pp | 35.66%-21.9pp |
| Employer contribution / active EE | $1,324 | $1,981-33.2% | $2,464-46.3% | $2,757-52.0% |
| Participant deferral / active EE | $3,591 | $3,093+16.1% | $3,885-7.6% | $4,299-16.5% |
| Admin fee / account holder | $4,176 | $5,686-26.5% | $5,766-27.6% | $6,924-39.7% |