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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,243 | $52,306+36.2% | $69,779+2.1% | $62,881+13.3% |
| Participation rate | 95.7% | 67.2%+28.4pp | 71.8%+23.8pp | 69.3%+26.3pp |
| Annual return | 8.04% | 13.35%-5.3pp | 12.99%-5.0pp | 20.14%-12.1pp |
| Employer contribution / active EE | $1,319 | $1,799-26.7% | $2,338-43.6% | $2,281-42.2% |
| Participant deferral / active EE | $2,574 | $2,395+7.5% | $2,931-12.2% | $3,203-19.6% |
| Admin fee / account holder | $3,316 | $3,691-10.2% | $4,381-24.3% | $4,296-22.8% |