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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $541,605 | $76,407+608.8% | $150,298+260.4% | $82,448+556.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 17.43% | 39.99%-22.6pp | 62.79%-45.4pp | 41.64%-24.2pp |
| Employer contribution / active EE | $28,298 | $2,614+982.5% | $4,154+581.2% | $2,551+1009.3% |
| Participant deferral / active EE | $17,170 | $3,214+434.2% | $5,453+214.9% | $4,139+314.8% |
| Admin fee / account holder | $29,325 | $6,352+361.7% | $14,116+107.7% | $7,234+305.4% |