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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,625 | $75,962+323.4% | $154,111+108.7% | $64,173+401.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -13.59% | 30.32%-43.9pp | 735.18%-748.8pp | 7.63%-21.2pp |
| Employer contribution / active EE | $23,236 | $3,350+593.6% | $5,298+338.6% | $2,381+876.0% |
| Participant deferral / active EE | $12,709 | $3,175+300.3% | $5,081+150.2% | $3,470+266.3% |
| Admin fee / account holder | $108,814 | $5,589+1847.0% | $13,411+711.4% | $4,887+2126.4% |