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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $1,076 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,353 | $51,288-56.4% | $81,991-72.7% | $73,412-69.6% |
| Participation rate | 37.1% | 64.0%-26.8pp | 69.3%-32.1pp | 72.2%-35.0pp |
| Annual return | 15.26% | 29.48%-14.2pp | 41.31%-26.1pp | 59.30%-44.0pp |
| Employer contribution / active EE | $621 | $1,487-58.2% | $2,498-75.2% | $2,234-72.2% |
| Participant deferral / active EE | $1,248 | $2,715-54.1% | $3,722-66.5% | $3,806-67.2% |
| Admin fee / account holder | $205 | $125+63.4% | $5,665-96.4% | $158+29.7% |