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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $256 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,568 | $44,059-57.9% | $71,671-74.1% | $69,631-73.3% |
| Participation rate | 44.0% | 60.8%-16.8pp | 68.7%-24.8pp | 70.7%-26.7pp |
| Annual return | 15.41% | 21.97%-6.6pp | 20.65%-5.2pp | 27571.02%-27555.6pp |
| Employer contribution / active EE | $370 | $1,305-71.6% | $2,460-85.0% | $2,032-81.8% |
| Participant deferral / active EE | $983 | $2,370-58.5% | $3,438-71.4% | $3,224-69.5% |
| Admin fee / account holder | $74 | $108-31.6% | $5,558-98.7% | $110-33.3% |