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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $886 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,908 | $46,423-59.3% | $75,894-75.1% | $67,579-72.0% |
| Participation rate | 46.4% | 63.1%-16.7pp | 69.3%-22.9pp | 71.3%-24.9pp |
| Annual return | 19.89% | 32.29%-12.4pp | 30.76%-10.9pp | 378.56%-358.7pp |
| Employer contribution / active EE | $566 | $1,406-59.7% | $2,501-77.4% | $2,148-73.6% |
| Participant deferral / active EE | $1,093 | $2,564-57.4% | $3,603-69.7% | $3,539-69.1% |
| Admin fee / account holder | $129 | $132-1.8% | $5,420-97.6% | $142-9.1% |