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| Provider | Service type | Compensation |
|---|---|---|
FTB ADVISORS, INC.2 years Service code 19 · EIN 62-1254528 | Securities Custodian | $40,613 |
UBS FINANCIAL SERVICES INC3+ years Filed as: UBS Service code 19 · EIN 13-2638166 | Securities Custodian | $18,633 |
THE VANGUARD GROUP, INC.2 years Filed as: THE VANGUARD GROUP Service code 19 · EIN 23-1945930 | Securities Custodian | $15,158 |
Filed as: NORTHWESTERN MUTUAL Service code 19 611 E. WISCONSIN AVENUE · MILWAUKEE, WI 532024707 | Securities Custodian | $13,219 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported that benefits due were not provided when due.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,015 | $55,453+8.2% | $170,439-64.8% | $62,293-3.7% |
| Participation rate | 100.0% | 66.4%+33.6pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 14.77% | 21.38%-6.6pp | 205.94%-191.2pp | 28.90%-14.1pp |
| Employer contribution / active EE | $4,505 | $2,164+108.2% | $5,433-17.1% | $2,042+120.6% |
| Participant deferral / active EE | $3,705 | $2,303+60.9% | $4,939-25.0% | $3,169+16.9% |
| Admin fee / account holder | $326 | $455-28.4% | $13,881-97.7% | $479-32.0% |