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| Provider | Service type | Compensation |
|---|---|---|
FTB ADVISORS, INC.1 year Service code 19 · EIN 62-1254528 | Securities Custodian | $38,589 |
UBS FINANCIAL SERVICES INC2+ years Filed as: UBS Service code 19 · EIN 13-2638166 | Securities Custodian | $16,837 |
THE VANGUARD GROUP, INC.1 year Filed as: THE VANGUARD GROUP Service code 19 · EIN 23-1945930 | Securities Custodian | $12,803 |
Filed as: NORTHWESTERN MUTUAL Service code 19 611 E. WISCONSIN AVENUE · MILWAUKEE, WI 532024707 | Securities Custodian | $9,295 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported that benefits due were not provided when due.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,354 | $46,732+14.2% | $156,551-65.9% | $55,167-3.3% |
| Participation rate | 100.0% | 65.8%+34.2pp | 84.0%+16.0pp | 69.0%+31.0pp |
| Annual return | 7.93% | 17.72%-9.8pp | 32.23%-24.3pp | 169.23%-161.3pp |
| Employer contribution / active EE | $4,526 | $2,105+115.0% | $5,501-17.7% | $1,963+130.6% |
| Participant deferral / active EE | $3,112 | $2,204+41.2% | $4,871-36.1% | $3,054+1.9% |
| Admin fee / account holder | $311 | $418-25.7% | $13,028-97.6% | $504-38.3% |