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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,148 | $114,712+232.3% | $173,730+119.4% | $87,485+335.7% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 14.81% | 20.18%-5.4pp | 19.96%-5.1pp | 26.06%-11.3pp |
| Employer contribution / active EE | $8,260 | $2,904+184.4% | $4,577+80.5% | $2,596+218.2% |
| Participant deferral / active EE | $8,363 | $4,642+80.2% | $6,326+32.2% | $4,274+95.7% |
| Admin fee / account holder | $15,055 | $10,210+47.5% | $17,523-14.1% | $7,775+93.6% |