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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,497 | $101,778+217.8% | $164,975+96.1% | $80,925+299.7% |
| Participation rate | 94.7% | 71.8%+22.9pp | 78.6%+16.1pp | 67.7%+27.1pp |
| Annual return | 12.92% | 16.73%-3.8pp | 70.12%-57.2pp | 35.65%-22.7pp |
| Employer contribution / active EE | $9,613 | $2,954+225.4% | $4,343+121.4% | $2,756+248.8% |
| Participant deferral / active EE | $8,520 | $4,477+90.3% | $6,033+41.2% | $4,299+98.2% |
| Admin fee / account holder | $5,981 | $8,221-27.3% | $12,688-52.9% | $6,940-13.8% |