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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,651 | $91,537+194.6% | $130,045+107.4% | $75,173+258.7% |
| Participation rate | 92.1% | 71.5%+20.6pp | 78.5%+13.6pp | 67.2%+24.9pp |
| Annual return | 17.20% | -631.55%+648.7pp | -137.30%+154.5pp | 160.72%-143.5pp |
| Employer contribution / active EE | $7,806 | $2,845+174.4% | $4,321+80.6% | $2,671+192.3% |
| Participant deferral / active EE | $8,836 | $4,343+103.5% | $5,820+51.8% | $4,126+114.1% |
| Admin fee / account holder | $9,384 | $6,780+38.4% | $10,600-11.5% | $5,651+66.1% |