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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,572 | $99,994+153.6% | $146,643+72.9% | $85,847+195.4% |
| Participation rate | 97.6% | 73.1%+24.5pp | 80.1%+17.5pp | 69.3%+28.2pp |
| Annual return | 16.76% | 18.93%-2.2pp | 22.75%-6.0pp | 318.61%-301.9pp |
| Employer contribution / active EE | $6,429 | $2,559+151.2% | $4,137+55.4% | $2,565+150.6% |
| Participant deferral / active EE | $7,024 | $4,006+75.3% | $5,506+27.6% | $3,952+77.7% |
| Admin fee / account holder | $8,455 | $7,703+9.8% | $10,280-17.8% | $6,261+35.0% |