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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,148 | $123,478+208.7% | $216,567+76.0% | $94,015+305.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 81.6%+18.4pp | 70.8%+29.2pp |
| Annual return | 14.81% | 23.61%-8.8pp | 12.94%+1.9pp | 17.84%-3.0pp |
| Employer contribution / active EE | $8,260 | $3,136+163.4% | $5,216+58.4% | $2,790+196.1% |
| Participant deferral / active EE | $8,363 | $4,556+83.5% | $6,191+35.1% | $4,249+96.8% |
| Admin fee / account holder | $15,055 | $12,753+18.1% | $21,981-31.5% | $8,951+68.2% |