See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $79,138 |
Filed as: FIRST HORIZON ADVISORS INC. Service code 27 530 OAK COURT DR. · MEMPHIS, TN 38117 | Advisory (Plan) | $53,388 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,853 | $76,050+10.3% | $96,544-13.1% | $71,457+17.3% |
| Participation rate | 62.3% | 74.4%-12.1pp | 76.0%-13.6pp | 67.9%-5.6pp |
| Annual return | 15.46% | 22.81%-7.4pp | 25.84%-10.4pp | 28.85%-13.4pp |
| Employer contribution / active EE | $3,227 | $2,244+43.8% | $2,965+8.8% | $2,588+24.7% |
| Participant deferral / active EE | $2,956 | $4,215-29.9% | $4,851-39.1% | $4,289-31.1% |
| Admin fee / account holder | $352 | $2,707-87.0% | $8,252-95.7% | $1,587-77.8% |