See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS CO. Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $82,632 |
FTB ADVISORS, INC.1 year Filed as: FTB ADVISORS INC. Service code 27 · EIN 62-1254528 | Advisory (Plan) | $55,424 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,971 | $185,342-53.1% | $111,297-21.9% | $86,799+0.2% |
| Participation rate | 54.6% | 81.0%-26.4pp | 77.3%-22.7pp | 72.3%-17.7pp |
| Annual return | 12.84% | 500.80%-488.0pp | 54.65%-41.8pp | 97.91%-85.1pp |
| Employer contribution / active EE | $2,379 | $2,246+5.9% | $2,731-12.9% | $2,405-1.1% |
| Participant deferral / active EE | $2,452 | $4,458-45.0% | $4,487-45.4% | $4,131-40.6% |
| Admin fee / account holder | $664 | $255+159.8% | $7,964-91.7% | $170+291.4% |