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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS CO. Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $12,016 |
BANCORPSOUTH BANK1 year Filed as: BANCORPSOUTH ASSE MGMT & TRUST Service code 21 · EIN 64-0782370 | Bank Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,372 | $73,638+18.7% | $95,964-9.0% | $73,497+18.9% |
| Participation rate | 56.1% | 76.2%-20.1pp | 77.1%-21.0pp | 70.7%-14.6pp |
| Annual return | 11.24% | 16.78%-5.5pp | 91.64%-80.4pp | 28.51%-17.3pp |
| Employer contribution / active EE | $2,346 | $1,863+25.9% | $2,541-7.7% | $2,270+3.3% |
| Participant deferral / active EE | $2,478 | $3,617-31.5% | $4,167-40.5% | $3,740-33.7% |
| Admin fee / account holder | $29 | $482-94.1% | $6,797-99.6% | $513-94.4% |