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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,818 | $93,345-2.7% | $119,126-23.8% | $87,485+3.8% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 5.69% | 19.08%-13.4pp | 282.11%-276.4pp | 26.06%-20.4pp |
| Employer contribution / active EE | $1,159 | $3,172-63.5% | $4,034-71.3% | $2,596-55.4% |
| Participant deferral / active EE | $9,333 | $4,099+127.7% | $5,318+75.5% | $4,274+118.4% |
| Admin fee / account holder | $5,096 | $8,039-36.6% | $10,693-52.3% | $7,775-34.4% |