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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,818 | $105,284-13.7% | $150,734-39.7% | $94,015-3.4% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 5.69% | 15.67%-10.0pp | 600.81%-595.1pp | 17.84%-12.2pp |
| Employer contribution / active EE | $1,159 | $3,599-67.8% | $4,918-76.4% | $2,790-58.5% |
| Participant deferral / active EE | $9,333 | $4,274+118.4% | $5,610+66.4% | $4,249+119.6% |
| Admin fee / account holder | $5,096 | $9,839-48.2% | $14,905-65.8% | $8,951-43.1% |