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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,694 | $78,425+79.4% | $95,956+46.6% | $79,858+76.2% |
| Participation rate | 89.7% | 73.5%+16.2pp | 77.1%+12.6pp | 69.6%+20.0pp |
| Annual return | 15.50% | 19.37%-3.9pp | 91.63%-76.1pp | 31.72%-16.2pp |
| Employer contribution / active EE | $1,685 | $1,945-13.4% | $2,541-33.7% | $2,471-31.8% |
| Participant deferral / active EE | $4,828 | $3,440+40.3% | $4,167+15.9% | $3,740+29.1% |
| Admin fee / account holder | $2,584 | $5,622-54.0% | $6,797-62.0% | $5,306-51.3% |