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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,457 | $67,602+26.4% | $82,312+3.8% | $70,126+21.9% |
| Participation rate | 93.9% | 72.8%+21.2pp | 76.9%+17.0pp | 69.5%+24.4pp |
| Annual return | 18.31% | 21.57%-3.3pp | 25.88%-7.6pp | 73.15%-54.8pp |
| Employer contribution / active EE | $1,645 | $1,755-6.3% | $2,428-32.2% | $2,343-29.8% |
| Participant deferral / active EE | $4,000 | $2,987+33.9% | $3,706+7.9% | $3,332+20.1% |
| Admin fee / account holder | $3,343 | $4,512-25.9% | $5,608-40.4% | $4,645-28.0% |