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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,819 | $62,589+30.7% | $76,768+6.6% | $64,173+27.5% |
| Participation rate | 96.9% | 72.8%+24.1pp | 77.0%+19.9pp | 69.6%+27.3pp |
| Annual return | -7.58% | -1.95%-5.6pp | 2.43%-10.0pp | 7.63%-15.2pp |
| Employer contribution / active EE | $1,604 | $1,832-12.4% | $2,485-35.4% | $2,381-32.6% |
| Participant deferral / active EE | $4,447 | $3,145+41.4% | $3,852+15.5% | $3,470+28.2% |
| Admin fee / account holder | $748 | $4,667-84.0% | $6,675-88.8% | $4,887-84.7% |