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Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,857 | $122,063-44.4% | $184,256-63.2% | $74,478-8.9% |
| Participation rate | 100.0% | 85.5%+14.5pp | 86.8%+13.2pp | 67.2%+32.8pp |
| Annual return | 16.96% | 19.92%-3.0pp | 28.85%-11.9pp | 1370.56%-1353.6pp |
| Employer contribution / active EE | $1,248 | $4,539-72.5% | $6,427-80.6% | $2,626-52.5% |
| Participant deferral / active EE | $4,475 | $7,144-37.4% | $9,133-51.0% | $4,350+2.9% |
| Admin fee / account holder | $0 | $1,253-100.0% | $13,899-100.0% | $1,946-100.0% |