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Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,857 | $122,239-44.5% | $184,200-63.2% | $74,546-9.0% |
| Participation rate | 100.0% | 85.5%+14.5pp | 86.8%+13.2pp | 67.2%+32.8pp |
| Annual return | 16.96% | 19.95%-3.0pp | 28.80%-11.8pp | 1366.03%-1349.1pp |
| Employer contribution / active EE | $1,248 | $4,537-72.5% | $6,424-80.6% | $2,624-52.5% |
| Participant deferral / active EE | $4,475 | $7,139-37.3% | $9,132-51.0% | $4,347+2.9% |
| Admin fee / account holder | $0 | $1,260-100.0% | $13,907-100.0% | $1,944-100.0% |